Submit ZIP Code

Bankruptcy can:

  • ELIMINATE Debt
  • STOP Foreclosure
  • SILENCE Creditors

Bankruptcy: Is it Right for Me?

If you're in debt, learn how filing bankruptcy may help reduce (or even eliminate) your bills.

Free case evaluation by a sponsoring bankruptcy attorney. Ask a lawyer if filing for bankruptcy could help you:

Our Bankruptcy Basics section can help you understand how to file for bankruptcy and which code you may want to file under:

Everyone's debt situation is unique. A bankruptcy lawyer can assess your individual case and help you determine if bankruptcy is the right option for you.

Bankruptcy Fundamentals: What You Should Know

The U.S. Bankruptcy Code offers consumers like you two forms of bankruptcy protection: Chapter 7 and Chapter 13 bankruptcy.

Generally speaking, Chapter 7 bankruptcy is used to help people discharge (eliminate) unsecured debts like credit cards and medical bills while Chapter 13 bankruptcy is typically filed to help people facing foreclosure or vehicle repossession keep these items by catching up on these past-due secured debts in the form of a repayment plan.

While the differences between Chapter 7 and Chapter 13 may seem clear cut, there are many other things you need to know about the bankruptcy process before you come to a decision on what’s right for you. Getting in touch with a local bankruptcy lawyer is a great way to learn more about the bankruptcy basics and decide how you can take control of your situation.

Throughout Bankruptcy.Me, we’ve given you information on topics important to filing bankruptcy. With that said, it is typically a good idea to speak with a bankruptcy lawyer who can examine your situation in more detail as it may apply to bankruptcy and provide you with even more information that is relevant to you.

Subscribe

The above synopsis of bankruptcy laws is by no means all inclusive and is not intended to provide legal advice. These laws may have changed since our last update and there may be additional laws that apply in your situation. For the latest information on these bankruptcy laws, please contact a bankruptcy lawyer in your area.


PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Bankruptcy.Me is not a law firm. Your request for contact will be forwarded to the local lawyer who has paid to advertise in the ZIP code you provide. Bankruptcy.Me does not endorse or recommend any lawyer or law firm who participates in the network nor does it analyze a person's legal situation when determining which participating lawyers receive a person's inquiry. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Bankruptcy.Me does not create an attorney-client relationship and may not be protected by attorney-client privilege. Do not use the form to submit confidential, time-sensitive, or privileged information. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 400, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.

FLORIDA ONLY: Bankruptcy.Me is considered a lawyer referral service in the state of Florida under the Florida Rules of Professional Conduct. By all other standards, Bankruptcy.Me is a group advertisement and not a lawyer referral service. 

If you live in Mississippi, Missouri, New York or Wyoming, please click here for additional information.

By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.