Debt Relief Options: Get the Facts

Get the facts before you commit to a debt relief plan. A quick decision may cause headaches down the road.

Use the following chart as a guide. Remember: There are no one-size fits-all debt relief programs. A bankruptcy lawyer can examine your finances and help you make the best decision for you.

Protect Against:

Foreclosure
Repossession
Lawsuits
Wage Garnishment
Eliminate or Reduce:
Accounts Referred to Collections
Credit Card Debt
Medical Bills
Utility Bills
Payday Loans
Tax Debt	*
Divorce Debt	*
Student Loans	*
When Does the Relief Begin?	In most cases, you STOP paying bills immediately after case is filed. Collection efforts (creditor calls, foreclosure and repossession) are court-ordered to STOP	Typically have to make many monthly payments, including interest & late fees	Typically have to make many monthly payments, including interest & late fees
Can it Impact Your Credit?
* Discharged in bankruptcy under unique circumstances. Talk to a bankruptcy lawyer today about your options.

Ask an Attorney Which Debt Relief Form May Help You

Some people may benefit from bankruptcy over credit counseling, or vice versa. Everyone's situation is unique.

If you're searching for help with debt, make sure you cover all of your bases. You don't want to end up in a worse situation than where you started.

Complete the below form to ask an attorney whether bankruptcy could help you:

Get the Facts About Bankruptcy

The economy has hit us hard. More and more people are turning to bankruptcy as a way to deal with their debt.

Learn how to file for bankruptcy and the differences between Chapter 7 and 13 by visiting these popular bankruptcy and financial pages:

Find out which type of bankruptcy may help you the most: Comparing Chapter 7 and 13 Bankruptcy
See how The New Bankruptcy Law may affect you
Get the facts about What Happens After Bankruptcy

Tip: Searching for more personalized information? Fill out the above free evaluation form to connect with a local bankruptcy attorney who can examine your individual case.

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