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Bankruptcy can:

  • ELIMINATE Debt
  • STOP Foreclosure
  • SILENCE Creditors

Bankruptcy's Automatic Stay

Filing Bankruptcy Halts Creditor Harassment

The U.S. Bankruptcy Code offers you two types of bankruptcy protection: Chapter 7 bankruptcy, which may be appropriate to get a discharge from your credit cards, medical bills and other unsecured debts; and Chapter 13 bankruptcy, which may be a suitable option to save your home from foreclosure via a repayment plan.

Both types of bankruptcies offer the protection of the bankruptcy automatic stay, which can be used to stop creditor harassment and collection efforts.

Learn more about the automatic stay by contacting a local bankruptcy lawyer. Simply fill out the below free bankruptcy case review form or call 888-632-0587 and we’ll can connect you with a local bankruptcy lawyer for a no-obligation initial consultation.

More on the automatic stay:

What’s the Automatic Stay & Why Should You Care?

Well, the automatic stay is a court order typically entered after your bankruptcy petition is filed by your bankruptcy lawyer.

So what does this mean to you?

Basically, the automatic stay may end most collection actions against you during your bankruptcy case.

For example, if you are facing the threat of foreclosure and then file Chapter 13 bankruptcy, the automatic stay can stop foreclosure against your home. In other words, foreclosure proceedings may cease after filing Chapter 13.

As another example, if you are swamped by credit card debts and harassing phone calls from aggressive creditors looking to collect, the automatic stay can bar debt collectors from any further collection actions against you after filing Chapter 7 bankruptcy.

In simple terms, the automatic stay may provide you with the breathing room you need from intimidating debt collectors upon your filing of bankruptcy by putting an end to most collection actions.

Learn How the Automatic Stay May Provide You with a Feeling of Relief

While this section of Bankruptcy.Me details important things you should know about the automatic stay, it is also a good idea to speak with a bankruptcy lawyer who can examine your current situation as it may or may not relate to Chapter 7 or Chapter 13 bankruptcy.

At Bankruptcy.Me, we’ve made it easy for you to get in touch with a bankruptcy attorney in your area. Take advantage of one of two options: fill out our free bankruptcy case review form or call 888-632-0587 and we’ll help connect you with a bankruptcy lawyer near you as soon as possible.

When it comes to addressing your debt, take control with the help of Bankruptcy.Me.

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The above synopsis of bankruptcy laws is by no means all inclusive and is not intended to provide legal advice. These laws may have changed since our last update and there may additional laws that apply in your situation. For the latest information on these bankruptcy laws, please contact a local bankruptcy lawyer in your area.


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