Stop Debt Collector Harassment
The Bankruptcy Automatic Stay May Put Creditors to Rest
If you're going through some financial struggles and have found yourself dealing with more debt than you can handle, you may have had the unpleasant experience of having to deal with creditors and debt collectors.
When it comes to collecting on your debt, creditors can be quite persistent, intimidating and unsympathetic--even if your financial troubles are the result of some unexpected emergency, illness, job loss or other setback.
But there may be a way for you to stop debt harassment and get the peace of mind you deserve.
To find out how bankruptcy's automatic stay could halt creditors and give you peace of mind, connect with a local bankruptcy lawyer today. Simply fill out the free bankruptcy case review form below or call 888-632-0587 to find help now.
How the Automatic Stay Can Tell Creditors to Stay Away
When addressing your debt, it is always a good idea to speak with a bankruptcy lawyer who can help you examine whether filing bankruptcy may provide you with the relief that you need.
While the U.S. Bankruptcy Code offers two types of personal bankruptcy protection – 1) Chapter 7 bankruptcy to discharge unsecured debts like credit cards, medical bills, payday loans, and more, and 2) Chapter 13 bankruptcy to repay your secured debts on your home and car and keep these items – one of the most appealing aspects of filing bankruptcy lies in the power of the automatic stay.
Basically, the automatic stay is a court order that can stop most debt collection actions against you during your bankruptcy case.
In other words, this means that prevents creditors from making threatening phone calls to you during your bankruptcy case; if they do continue to pursue your debts despite your bankruptcy filing, they will be in violation of the automatic stay and you may be entitled to monetary settlements (something that a bankruptcy lawyer would be able to examine with you).
Take Control of Debt Harassment – Speak to a Bankruptcy Lawyer Today
Imagine the thought of no more debt harassment!
If you are eligible to file bankruptcy and it is in your best interests, the automatic stay may make this possibility a reality.
Whether Chapter 7 bankruptcy or Chapter 13 bankruptcy ends up being an option for you, it's important that you know how the automatic stay works.
A bankruptcy lawyer can help you examine your financial situation as it may be applied to Chapter 7 or Chapter 13 bankruptcy and then detail how the automatic stay may directly help you.
You can find help today by filling our free bankruptcy case review form or calling 888-632-0587 and we’ll help you connect with a local bankruptcy lawyer.
The above synopsis of bankruptcy laws is by no means all inclusive and is not intended to provide legal advice. These laws may have changed since our last update and there may additional laws that apply in your situation. For the latest information on these bankruptcy laws, please contact a local bankruptcy lawyer in your area.