Stop Debt Collector Harassment
The Bankruptcy Automatic Stay May Put Creditors to Rest
If you're going through some financial struggles that have resulted in you accumulating a lot of debt, you may have had the unpleasant experience of having to deal with creditors and debt collectors.
When it comes to collecting on your debt, creditors can be quite persistent, intimidating and unsympathetic--even if your financial troubles are the result of some unexpected emergency, illness, job loss or other setback..
But there may be a way for you to stop debt harassment and get the peace of mind you deserve.
The following page outlines how bankruptcy's automatic stay may push your harassing collectors to the curb.
For more information on this integral part of bankruptcy law, be sure to connect with a local bankruptcy lawyer as soon as possible by filling out the below free bankruptcy case review form or by calling 888-632-0587.
How the Automatic Stay Can Tell Your Creditors to Stay Away
When addressing your debt, it is always a good idea to speak with a bankruptcy lawyer who can help you examine whether filing bankruptcy may provide you with the relief that you need.
While the U.S. Bankruptcy Code offers two types of personal bankruptcy protection – 1) Chapter 7 bankruptcy to discharge unsecured debts like credit cards, medical bills, payday loans, and more, and 2) Chapter 13 bankruptcy to repay your secured debts on your home and car and keep these items – one of the most appealing aspects of filing bankruptcy lies in the power of the automatic stay.
Basically, the automatic stay is a court order that can stop most collection actions against you during your bankruptcy case.
In other words, this means that creditors may not be able to make any more threatening phone calls to you during your bankruptcy case; if they do continue to pursue your debts despite your filing of bankruptcy, they will be in violation of the automatic stay and you may be entitled to monetary settlements (something that a bankruptcy lawyer would be able to examine with you).
Take Control of Debt Harassment – Speak to a Bankruptcy Lawyer Today
Imagine the thought of no more debt harassment!
If you are eligible to file bankruptcy and it is in your best interests, the automatic stay may make this possibility a reality.
Whether Chapter 7 bankruptcy or Chapter 13 bankruptcy ends up being an option for you, it's important that you know how the automatic stay works.
While Bankruptcy.Me’s page on the automatic stay is a great starting point to learn more about how this bankruptcy protection may help you, don’t stop there.
Be sure to get in touch with a bankruptcy lawyer who can examine your financial situation as it may be applied to Chapter 7 or Chapter 13 bankruptcy and then detail how the automatic stay may directly help you.
At Bankruptcy.Me – where it’s all about you when addressing your finances – we’ve made it especially easy to get in touch with a bankruptcy attorney near you.
Take advantage of one of two easy options: fill our free bankruptcy case review form or call 888-632-0587 and we’ll help you connect with a local bankruptcy lawyer.
In the meantime, be sure to check out the rest of Bankruptcy.Me to learn more about how bankruptcy may help you get a fresh start from your current financial difficulties.
The above synopsis of bankruptcy laws is by no means all inclusive and is not intended to provide legal advice. These laws may have changed since our last update and there may additional laws that apply in your situation. For the latest information on these bankruptcy laws, please contact a local bankruptcy lawyer in your area.