Bankruptcy.Me ~ Your New Leaf
It's About Growing Forward
It's been a tough few years. The jobless rate is through the roof, foreclosures are out of control and credit is almost impossible to come by--and we're all feeling the heat.
Many of us in deep debt are average, hardworking Americans who either fell on bad luck or have been hit by the financial crisis.
But there's hope.
Bankruptcy may be an option to eliminate credit card debt and other types of unsecured debt. By filing bankruptcy, you may be able to stop foreclosure action against your home and begin rebuilding your financial future. Let a local bankruptcy attorney evaluate your bankruptcy options today. Simply fill out the form on this page to begin.
Why Bankruptcy?
When you're knee-deep in debt, there are a few options to help regain control of your situation--but all forms of debt relief are not created equally. Unlike debt consolidation or credit counseling, only bankruptcy offers the protection of the automatic stay, which is a legal order that is designed to:
- STOP Collection Efforts
- HALT Foreclosure
- STOP Repossession
- STOP Wage Garnishments & Lawsuits
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| Foreclosure |
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| Repossession |
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| Lawsuits |
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| Wage Garnishment |
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| Accounts Referred to Collections |
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| Credit Card Debt |
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| Medical Bills |
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| Utility Bills |
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| Payday Loans |
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| Tax Debt |
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| Divorce-Related Debt |
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| Student Loans |
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When Does the
Relief Begin? |
In most cases, you STOP paying bills immediately after case is filed. Collection efforts (creditor calls, foreclosure and repossession) are court-ordered to STOP |
Typically have to make many monthly payments, including interest & late fees |
Typically have to make many monthly payments, including interest & late fees |
| Can it Impact Your Credit? |
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* Discharged in bankruptcy under unique circumstances.
Talk to a bankruptcy lawyer today about your options. |
Under Chapter 7 bankruptcy, you may be able to eliminate debt without having to pay anything, which is unlike debt consolidation where you usually take out another loan to repay bills while collection efforts continue.
Also, under Chapter 13, you typically don't have to pay late or interest fees. This is generally not the case in debt consolidation where late fees and interests rate can rack up.
Which Type of Bankruptcy Could Help Me?
The U.S. Bankruptcy Code offers us two types of personal bankruptcy protection:
- Chapter 7 bankruptcy, which may ELIMINATE UNSECURED DEBT like credit cards, medical bills, payday loans and utility bills.
- Chapter 13 bankruptcy, which may STOP FORECLOSURE or repossession and give you the breathing room you need to repay your secured debts (like your home mortgage or car loans).
A bankruptcy lawyer may be a good resource to help you determine what debt-relief option may be best for you.
You've already made the first step. Now, just fill out our free form and we’ll connect you with a bankruptcy attorney who can evaluate your case.
Famous People Who've Filed Bankruptcy
If you're considering filing bankruptcy as a way to save your home or get out of debt, you're certainly not alone. See which famous people have sought the protection of bankruptcy:
- Abraham Lincoln
- Mark Twain
- Donald Trump
- Buffalo Bill
- Zsa Zsa Gabor
- Larry King
- Rembrandt
- Oscar Wilde
- Jerry Lee Lewis
Surprised? Don't be. Tough times can fall on anyone. It's about what you do to make things better.
Talk to a bankruptcy lawyer today and find out whether filing bankruptcy could help you.
Beware of Debt Predators
When you're in debt, you may be constantly battling with creditors and debt collectors--not to mention carrying the weight of that old debt.
You're probably also bombarded by sketchy offers to "help you get out of debt".
Unfortunately, there are a lot of unscrupulous companies trying to take advantage of your situation. History's shown that when times are tough, the snakes come out. (As if you didn't have enough to worry about.)
Don't fall into a scheme. Legal debt-relief options exist and you may be able to save your home and resolve your debt by filing bankruptcy.
Talk to a local bankruptcy lawyer who can evaluate your case about your legal options by filling out our free 2-minute form.
You have the power to change your financial situation. Don't spend one more day helpless in debt--contact us today.